In today’s fast-paced digital world, mobile apps like Cash App make sending money quick and easy. But what if those handy referral texts turned into annoying spam? If you’ve ever gotten unwanted messages from Cash App pushing invites or promotions, you might be in line for a nice surprise. A big class action lawsuit has wrapped up, and it’s time for affected users to claim their share of a whopping $12.5 million fund. We’re talking up to $147 per person – that’s real money back in your pocket without any hassle.
This guide breaks it all down in simple terms. We’ll cover what happened, who qualifies, and exactly how to grab your $147 Cash App payment before the clock runs out. No legalese here – just straightforward steps to get you paid fast. If you’re a Washington resident who’s dealt with those pesky texts, keep reading. Your payout could be just minutes away.
What Sparked the Cash App Class Action Lawsuit?
Picture this: You’re chilling on your phone when a text pops up from Cash App saying, “Hey, join via this link and get $5!” But you never signed up for that. That’s the heart of this lawsuit. Back in 2023, a Washington woman named Kimberly Bottoms filed a case against Cash App‘s parent company, Block Inc. She claimed the app’s “Invite Friends” feature sent out automated spam texts to people’s contacts without clear permission.
These weren’t just friendly nudges – they broke state rules under the Washington Commercial Electronic Mail Act (CEMA). This law says companies can’t blast commercial messages (like referral links) unless folks opt in first. The suit argued Cash App turned everyday users into unwilling spammers, flooding inboxes with unwanted ads. It wasn’t about one text; it was a pattern that bugged thousands.
Instead of fighting it out in court, Cash App agreed to settle for $12.5 million. Smart move – it avoids years of drama and gets cash to those affected quickly. Importantly, the company didn’t admit fault; it’s just a way to move on. This payout isn’t a fine – it’s compensation to make things right for privacy invasions.
Who Qualifies for the $147 Cash App Payment?
Not everyone with Cash App on their phone gets a check. The rules are specific to keep things fair. Here’s the simple breakdown:
To snag your share, you must:
- Have lived in Washington state during the key dates.
- Received at least one Cash App referral text (like “Download Cash App with my code for a bonus!”).
- Gotten it between November 14, 2019, and August 7, 2025.
- Not have given clear okay ahead of time to receive those messages.
No need to be a current Cash App user or have signed up for anything extra. Even if the text came from a friend’s referral link, it counts if it felt like spam. International folks? Sorry, this is U.S.-only, focused on Washington law.
Wondering if you’re in? Check your old texts or call logs for keywords like “Cash App invite” or short codes from the app. If it rings a bell, you’re likely golden.
Quick Eligibility Checklist
| Criterion | Yes, You Qualify If… | No, Skip If… |
|---|---|---|
| Location | You were a Washington resident when you got the text | You lived outside Washington (e.g., California or abroad) |
| Time Frame | Text arrived Nov. 14, 2019 – Aug. 7, 2025 | Text was before 2019 or after Aug. 2025 |
| Message Type | Unsolicited referral or promo text from Cash App | You opted in or it was a legit transaction alert |
| Consent | No prior okay from you | You clearly agreed to marketing texts |
| Proof Needed | Just your phone number and a quick swear it’s true | N/A – no receipts required |
This table makes it easy – tick off the “Yes” column? Time to claim!
How Much Can You Expect from the Cash App Settlement?
The $12.5 million pot sounds huge, but it gets split after covering lawyer fees, admin costs, and a small reward for the lead plaintiff (about $5,000-$10,000). What’s left? An estimated $88 to $147 per approved claim. The exact amount depends on how many people file – fewer claims mean bigger checks.
Think of it like splitting a pizza: More slices, smaller pieces. Early estimates put it around $120 average, but it could swing higher if turnout is low. No cap per person, but only one payout per phone number. Taxes? Uncle Sam might take a bite since it’s income, so chat with a tax pro if you’re worried.
This isn’t pocket change – $147 covers a tank of gas, groceries for a week, or a fun night out. It’s Cash App‘s way of saying “sorry for the spam” with actual dollars.
Step-by-Step: How to Claim Your $147 Cash App Payout Today
Ready to cash in? It’s easier than ordering takeout. The deadline is October 27, 2025 – mark your calendar! Here’s the no-fuss guide:
- Head to the Official Site: Go to BottomsTextSettlement.com – that’s the only legit spot. Avoid shady links promising “instant $147” (scams everywhere!).
- Fill the Claim Form: Click “File a Claim.” Enter your full name, address, the phone number that got the text, and swear you meet the rules. No essays or proof uploads needed – just honest details.
- Submit and Wait: Hit send online or print/mail if you prefer old-school. You’ll get a confirmation email. Claims are reviewed, and payouts roll out 60-90 days after the deadline.
- Track Your Status: Log back in anytime to check progress. If approved, expect a direct deposit, check, or prepaid card option.
Pro tip: Do it now while it’s fresh. The site handles everything securely, and it’s 100% free – no fees to claim.
Common Claim Mistakes to Dodge
| Pitfall | Why It Hurts | Fix It |
|---|---|---|
| Wrong Website | Fake sites steal your info | Stick to BottomsTextSettlement.com |
| Missed Deadline | Oct. 27, 2025 – no extensions! | Set a phone reminder today |
| Bad Phone Number | Mismatch means rejection | Double-check your digits |
| Lying on Form | Fraud flags and zero payout | Be truthful – it’s simple anyway |
| Ignoring Email | Miss updates on your status | Check spam folder weekly |
Why This Matters: Protecting Your Digital Privacy
This Cash App settlement isn’t just about free money – it’s a win for everyday folks tired of spam. Tech giants like Cash App (with over 50 million users) rely on referrals to grow, but at what cost? Unwanted texts waste time, drain batteries, and creep people out. Laws like CEMA and the federal TCPA (Telephone Consumer Protection Act) are there to stop it.
By claiming, you’re voting with your wallet. It pushes companies to get consent right – no more surprise pings. Plus, it’s part of a trend: Similar suits hit apps like Venmo and Facebook for shady messaging. Your $147 could fund better privacy tools down the line.
Final Thoughts: Secure Your $147 Cash App Payment Before It’s Gone
Don’t let bureaucracy scare you off – claiming your $147 Cash App settlement payment is straightforward, quick, and totally worth it. If those spam texts from 2019-2025 bugged you in Washington, this is payback time. Head to the site today, file in under 5 minutes, and watch the cash roll in.
Missed a text invite? No biggie – eligibility is broad. Questions? The FAQ on BottomsTextSettlement.com has answers, or call the helpline at 1-XXX-XXX-XXXX (toll-free). Act fast – the October 27, 2025, cutoff is sneaking up. You’ve got rights; now get paid!