In the fast-paced world of digital payments, apps like Cash App make sending money simple and quick. But what happens when companies send unwanted text messages? That’s exactly what led to a big Cash App $147 settlement in 2025. If you live in Washington state and got spam texts from Cash App without saying “yes” first, you could get up to $147 in your pocket. This isn’t a scam – it’s a real class action payout from a $12.5 million fund.
This guide breaks it all down in easy words. We’ll cover who qualifies, how to check your spot on the eligible users list, and simple steps to claim your money before the deadline. No legal jargon here – just straightforward advice to help you get what’s yours. Stick around to see if you’re one of the lucky ones!
What Is the Cash App $147 Settlement All About?
Picture this: You’re chilling at home, and your phone buzzes with a text from Cash App asking you to invite friends – but you never signed up for those messages. Frustrating, right? That’s the heart of this lawsuit.
In 2023, a Washington resident named Bottoms sued Block Inc. (Cash App’s parent company) in federal court. The case, called Bottoms v. Block Inc., claimed Cash App broke privacy laws by sending automatic “Invite Friends” texts without permission. These messages violated the Telephone Consumer Protection Act (TCPA), a U.S. law that stops companies from spamming your phone.
To end the fight, Cash App agreed to a $12.5 million settlement in 2025. The money covers:
- Payouts to affected users (that’s you!).
- Lawyer fees and court costs.
- Admin expenses to run the claims process.
Cash App didn’t admit they did anything wrong – they just wanted to move on and keep users happy. Now, the court has okayed it, and payments could start rolling out by early 2026 if everything goes smooth.
Who Qualifies for the Cash App $147 Payment? Full Eligibility Rules
Not everyone gets a check. The settlement is laser-focused on Washington folks who got hit with those pesky texts. Here’s the simple breakdown:
To be eligible, you must:
- Live in Washington state during the time you got the texts.
- Have received a Cash App “referral” or “Invite Friends” text between November 14, 2019, and August 7, 2025.
- Not have given clear permission ahead of time (like opting in during signup).
- Own or regularly use the phone number that got the message.
Sorry, out-of-state or international users – this one’s just for Washington residents. If you moved away after getting the texts, you might still qualify if you were in Washington when it happened.
Quick Tip: How to Check If You’re Eligible
Unsure? Head to the official site, BottomsTextSettlement.com. They have a free Eligibility Verification Tool. Just plug in your phone number and details – it’ll tell you in seconds if you qualify. No sign-up needed!
Expected Payout: How Much Can You Get?
The best part? Everyone who files a valid claim gets paid – no cap on the number of people. But the amount isn’t fixed at $147 for all. It depends on how many claims come in.
The settlement sets aside cash for payments between $88 and $147 per person. If fewer people claim, you get closer to the top end. If it’s a flood of claims, it might dip toward $88. Either way, it’s free money for doing nothing wrong!
Here’s a handy table to show how the payout works:
| Factor | Details | Impact on Your Payout |
|---|---|---|
| Total Settlement Fund | $12.5 million (after fees) | Split among all valid claims |
| Minimum Payment | $88 per eligible user | Guaranteed floor amount |
| Maximum Payment | $147 per eligible user | If claims are low |
| What Affects Amount | Number of approved claims; more claims = smaller share | Check after deadline |
| Payment Method | Direct deposit to bank or mailed check | Choose your preference |
Payments start after the final court okay on December 2, 2025, and no appeals. Expect your cash by spring 2026.
Step-by-Step: How to Claim Your Cash App Settlement Money
Good news – claiming is super easy and takes about 5 minutes. No lawyers or fancy forms required. Just follow these steps before the October 27, 2025, deadline (that’s today if you’re reading this on time – act fast!):
- Visit the Official Site: Go to BottomsTextSettlement.com. It’s the only legit spot – ignore fake sites asking for fees.
- Fill the Online Form: Enter your name, address, phone number, and email. Confirm you got a text in the date range and didn’t opt in.
- Verify Your Info: Upload a quick proof if asked (like a screenshot of the text, but it’s rare).
- Submit and Wait: Hit send. You’ll get a confirmation email. If you prefer mail, download the form and post it to the address on the site.
- Choose Payment: Pick direct deposit for speed or check for old-school.
That’s it! Do nothing, and you get zilch – but file, and you’re in. Over 100,000 users are expected to claim, so join the club.
Common Mistakes to Avoid
- Missing the deadline: October 27, 2025, is final.
- Using fake sites: Stick to BottomsTextSettlement.com.
- Forgetting to certify no consent: This is key for approval.
Why This Settlement Matters for You and the Future
This Cash App $147 settlement isn’t just about cash – it’s a win for everyday people. It shows big tech can’t spam us without asking. Washington laws on privacy are tough, and this case sets an example for apps everywhere.
For Cash App users, it rebuilds trust. The company now promises better consent checks for texts. And hey, if you’ve got old messages, dig them up – it could mean easy money during tough times.
Globally, it’s a nudge: Protect your data, or pay up. Similar suits are popping up against other apps. Stay savvy, check your eligibility, and claim what’s yours.
Final Thoughts: Act Now for Your $147 Payout
The Cash App $147 settlement 2025 is your chance to turn annoyance into cash. If you’re a Washington resident with those unwanted texts, don’t wait – the clock’s ticking until October 27, 2025. Head to BottomsTextSettlement.com, verify, and claim up to $147 today.