Are you a Cash App user tired of unwanted spam texts popping up on your phone? If you live in Washington state and got those annoying promotional messages from friends or the app itself, exciting news awaits! A massive $12.5 million Cash App settlement has been approved, and eligible folks could pocket up to $147 in easy cash.
This isn’t a scam – it’s real compensation for privacy invasions that the company didn’t handle right. But hurry: the claim deadline is just around the corner on October 27, 2025. In this guide, we’ll break it all down in simple terms so you can check if you’re eligible, file your claim fast, and get paid without the hassle. Let’s dive in and see if Cash App payout money is heading your way!
What Is the Cash App Settlement 2025 All About?
Picture this: You’re chilling at home when your phone buzzes with a text like, “Hey, download Cash App and get $5 with my code!” Sounds helpful, right? But if you didn’t ask for it, that’s spam – plain and simple. A group lawsuit (called a class action) accused Cash App‘s parent company, Block Inc., of breaking Washington state rules by letting users send these “Invite Friends” texts without getting permission first. This violated privacy laws like the Commercial Electronic Mail Act and Consumer Protection Act.
Instead of fighting in court forever, Cash App agreed to a $12.5 million settlement in 2025. They didn’t say they did anything wrong, but they’re paying up to keep the peace and focus on users. Out of that big pot of money, most goes to people like you who got those unwanted texts. The rest covers lawyer fees, court costs, and admin stuff. It’s a win for everyday folks standing up against big tech oversteps.
This case highlights a bigger trend: Apps must respect your “no thanks” when it comes to marketing blasts. If you’ve ever felt bombarded by messages, this Cash App settlement is proof that change is happening – and you might get rewarded for it.
Who Qualifies for the Cash App $147 Payout? Simple Eligibility Rules
Not everyone gets a check, but the rules are straightforward. To grab your share of the Cash App settlement, you need to match these basics:
- Live in Washington State: You had to be a resident there when you got the text. Sorry, out-of-staters – this one’s state-specific.
- Got a Referral Text: It was a promo message urging you to join Cash App, like sharing a code for free money. Examples include: “I’ve been using Cash App to send money… Try it with my code and get $5!”
- No Permission Given: You didn’t sign up for these texts beforehand.
- Timing Matters: The message arrived between November 14, 2019, and August 7, 2025.
- Your Phone, Your Claim: The number in the text must be yours (no shared family lines unless you’re the main user).
Unsure? Head to the official site (BottomsTextSettlement.com) and use their free Eligibility Verification Tool. Just punch in your phone number – it’ll check Cash App‘s records in seconds. No personal details needed upfront, and it’s totally secure.
Quick Eligibility Checklist Table
| Criterion | Yes, You’re Good! | No, Try Again Later |
|---|---|---|
| Washington Resident? | Lived in WA during the text date | Live elsewhere |
| Received Referral Text? | Got an “Invite Friends” promo message | No texts at all |
| No Prior Consent? | Didn’t opt-in for marketing texts | Had agreed to them |
| Date Range? | Nov 14, 2019 – Aug 7, 2025 | Outside this window |
| Phone Ownership? | It’s your personal number | Shared or secondary |
This table makes it easy – tick off the “Yes” column, and you’re likely in line for that Cash App payout!
How Much Can You Get from the Cash App Settlement?
The best part? Payouts aren’t chump change. Eligible claimants could receive $88 to $147 per text (capped at one per person). Why the range? It depends on how many people file valid claims. If fewer folks apply, everyone’s slice gets bigger – up to that sweet $147 max.
The $12.5 million breaks down like this:
- About 70% to Claimants: Direct cash to you via check or digital transfer.
- 20-25% to Lawyers: They fought for this win.
- Rest for Admin: Running the site, notices, and court approvals.
Payments start rolling out after the final court okay on December 2, 2025, and all appeals wrap up (usually a few months). No appeals? Expect money by early 2026. It’s all automatic once approved – no extra forms!
Step-by-Step: How to File Your Cash App Claim and Get Paid Fast
Don’t let free money slip away! Filing takes under 10 minutes. Here’s your no-fuss guide:
Option 1 – Online (Easiest Way)
- Visit BottomsTextSettlement.com.
- Click “File a Claim” and pick the online form.
- Enter basics: Name, address, phone number, and email.
- Confirm eligibility details (like no consent given).
- Sign electronically and submit. Boom – you’re done!
Option 2 – By Mail (Old-School Reliable)
- Download the form from the site or call 1-833-###-#### for one.
- Fill it out with a pen (black ink only!).
- Mail to: Bottoms v. Block Settlement Administrator, P.O. Box [number], Baton Rouge, LA [zip]. Postmark by Oct 27, 2025.
Track your status anytime on the site with your confirmation number. Questions? Email info@BottomsTextSettlement.com or chat support. Pro tip: File today – the deadline is October 27, 2025, and spots fill up quick!
Why This Cash App Settlement Matters – And What’s Next for Users
Beyond the cash, this $12.5M Cash App settlement is a big deal for privacy. It forces apps to get real consent before spamming your contacts, cutting down on those pesky texts. Cash App has tweaked its “Invite Friends” feature to add more warnings and opt-outs, making the app better for everyone.
If you qualify, claiming is risk-free: You give up future lawsuits on this issue, but that’s it. No one reports to credit agencies, and it’s all confidential. This joins other wins like FTC cases against Amazon for sneaky subscriptions – proof consumers are gaining ground.
Final Thoughts: Act Now for Your Cash App $147 – It’s Your Right!
The Cash App settlement 2025 is a golden chance for Washington residents to turn spam frustration into real rewards. With up to $147 on the table and a super-simple claim process, why wait? Check eligibility today, file by October 27, and watch that payout hit. Remember, this isn’t just money – it’s justice for your inbox peace. Got questions? Drop a comment below or hit the settlement site. Share this with friends in WA – they might thank you with coffee money!