You just saw a notification about a $1,390 direct deposit from the Internal Revenue Service (IRS) hitting your bank in November 2025 — and it sounds too good to ignore. But is it genuine? In this article we’ll lift the veil on what’s really happening, why so many people are buzzing, and what you must check before you trust.
What It Is: The Claim Behind the $1,390 Payment
The claim: IRS will deposit $1,390 into eligible taxpayers’ accounts in November 2025 as a relief payment. The concept feels like the old pandemic stimulus days, yet the reality is murkier. Some websites insist it’s confirmed, while official channels dispute any new program.
History: How We Got Here and Why It Feels Familiar
Back in 2020-21 the IRS distributed pandemic-era “economic impact payments” and recovery rebates. Many recall getting $600 or $1,400 checks during that time. Those programs ended, but rumors of a new “relief deposit” keep resurfacing each time inflation or cost of living jumps — including this $1,390 figure.
Why This Matters Today
If true, a direct deposit of $1,390 could mean immediate relief for households facing tight budgets. It also means millions would be updating banking info and tax profiles overnight. But if the program isn’t real, there’s a risk of scams and misinformation. Knowing the facts, your rights, and what you shouldn’t do is crucial.
How You Can Engage / Benefit — Or Stay Safe
Even without an official $1,390 payment, you can benefit by:
- Verifying your banking and IRS account info so genuine deposits aren’t lost.
- Checking your eligibility for existing credits (like the Earned Income Tax Credit or recovery rebates) so you’re not missing out on something you legally qualify for.
- Learning red flags of fake payment alerts — critical to avoiding identity theft or phishing.
Notable Facts & What The Evidence Says
| Claim | What the Evidence Shows |
|---|---|
| “IRS confirmed $1,390 payment” | No official announcement from IRS-gov or Treasury supporting it. |
| “Payment by direct deposit Nov 2025” | Rumors online, but mainstream press and IRS statements deny new stimulus payments. |
| “Check eligibility & claim process” | Existing credits apply only to missed earlier payments, not a new relief deposit. |
Expert Tips & Advice
- Always check IRS official channels: Visit IRS.gov or use the IRS Online Account tool rather than clicking on social media links.
- Keep your bank info current: If a genuine deposit happens, it’ll go to your latest direct deposit information.
- Beware of solicitations: The IRS will never ask for fees or bank details via email or text to “unlock” a payment.
- File overdue tax returns: If you missed claiming credits like the recovery rebate in prior years, file or amend — but don’t expect a new $1,390 deposit.
Frequently Asked Questions
Q: Is the IRS definitely distributing a $1,390 relief payment in November 2025?
A: No — the IRS has confirmed it is not issuing a new round of federal stimulus payments this year.
Q: What if I get a deposit of $1,390 anyway?
A: If you receive it, verify it’s from the IRS (check with your IRS account) and keep any notice. But don’t act on supposedly required “activation” or “confirmation” calls or emails.
Q: Are there any payments I might still be eligible for?
A: Yes — if you did not claim the earlier Recovery Rebate Credit from 2021 and are eligible, you may still file for that.
Conclusion: The Real Takeaway You Can Use
The promise of a $1,390 relief deposit sounds exciting — but right now it remains unconfirmed and likely a rumor. That doesn’t mean relief isn’t possible — just not this specific deposit. The key takeaway: stay informed, keep your IRS and banking info up to date, and don’t fall for unsolicited claims. If you do, you’ll be ready — if and when something real comes through.